PayPal
Wallets
Your own PayPal business account is required.
Payment methods
The ways your customers already pay.
A checkout should feel local without creating another finance workflow. Kotao organises cards, wallets, bank payments, vouchers, and regional methods around one operating record.
122methods · 9categories
Full catalogue
All payment methods
The External label describes the integration route, not whether a method is already available. This planning catalogue includes external and planned integrations. Availability depends on country, currency, sales channel, integration, and approval.
- External
- External means you need your own merchant account or agreement with the provider. The payment method is connected separately to Kotao.
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Wallets
Fast checkout with saved cards, balances, and mobile wallets.
GrabPay
Wallets
Google Pay
Wallets
Link
Wallets
Apple Pay
Wallets
Alipay
Wallets
WeChat Pay
Wallets
Cash App Pay
Wallets
Revolut Pay
Wallets
MobilePay
Wallets
Touch'n Go
Wallets
PostFinance
Wallets
PicPay
Wallets
LINE Pay
Wallets
PayPay
Wallets
Rakuten Pay
Wallets
Merpay
Wallets
au PAY
Wallets
Fonix
Wallets
GCash
Wallets
FamiPay
Wallets
Toss Pay
Wallets
BitCash
Wallets
au carrier payments
Wallets
SoftBank carrier payments
Wallets
MoMo
Wallets
d-Barai
Wallets
Amazon Pay
Wallets
Octopus
Wallets
Satispay
Wallets
Naver Pay
Wallets
Kakao Pay
Wallets
PayCo
Wallets
Samsung Pay
Wallets
MB WAY
Wallets
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Cards
Major debit, credit, and regional card networks for online and in-person sales.
Meses Sin Intereses
Cards
Mastercard
Cards
Visa
Cards
Diners Club
Cards
Discover
Cards
Interac
Cards
In-person payments in Canada.
JCB
Cards
JCBI
Cards
Cartes Bancaires
Cards
American Express
Cards
China UnionPay
Cards
eftpos Australia
Cards
Postepay
Cards
Benefit
Cards
NET CASH
Cards
Korean cards
Cards
Nigerian cards
Cards
Limited availability
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Real-time payments
Account-to-account and instant rails for markets where bank payment is normal.
iDEAL | Wero
Real-time payments
PayNow
Real-time payments
PromptPay
Real-time payments
BLIK
Real-time payments
Swish
Real-time payments
Limited availability
Azupay
Real-time payments
TWINT
Real-time payments
Pay by Bank
Real-time payments
PayTo
Real-time payments
Pix
Real-time payments
UPI
Real-time payments
Wero
Real-time payments
Limited availability
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Bank debits
Pull-based bank payments for recurring, invoice, and account-based flows.
Pre-authorised debits
Bank debits
SEPA Direct Debit
Bank debits
Australian BECS Direct Debit
Bank debits
Bacs Direct Debit
Bank debits
Bank Pay
Bank debits
WebMoney
Bank debits
Instant Bank Payments
Bank debits
ACH Direct Debit
Bank debits
New Zealand BECS Direct Debit
Bank debits
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Bank redirects
Local bank authorisation flows that send customers to a trusted banking surface.
Przelewy24
Bank redirects
EPS
Bank redirects
FPX
Bank redirects
Bancontact
Bank redirects
KBC
Bank redirects
Payconiq
Bank redirects
TrueLayer
Bank redirects
Dapp
Bank redirects
Nexi Pay
Bank redirects
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Bank transfers
Transfer rails for larger invoices, B2B payments, deposits, and settlement workflows.
USD bank transfers
Bank transfers
UK bank transfers
Bank transfers
SEPA bank transfers
Bank transfers
Bank Transfers (Furikomi)
Bank transfers
Mexico bank transfers (SPEI)
Bank transfers
Nigerian bank transfers
Bank transfers
Limited availability
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Buy now, pay later
Instalment and invoice options for carts where flexibility improves conversion.
Affirm
Buy now, pay later
Afterpay/Clearpay
Buy now, pay later
Klarna
Buy now, pay later
No separate Klarna merchant account needed.
Zip
Buy now, pay later
Scalapay
Buy now, pay later
Limited availability
PayPo
Buy now, pay later
Kriya
Buy now, pay later
Limited availability
Oney
Buy now, pay later
Mondu
Buy now, pay later
Limited availability
iwocaPay
Buy now, pay later
Grab PayLater
Buy now, pay later
Divido
Buy now, pay later
Sofinco
Buy now, pay later
Billie
Buy now, pay later
PlanPay
Buy now, pay later
YounitedPay
Buy now, pay later
Walley
Buy now, pay later
Tabby
Buy now, pay later
Sezzle
Buy now, pay later
Paidy
Buy now, pay later
atone
Buy now, pay later
Aplazame
Buy now, pay later
seQura
Buy now, pay later
Limited availability
Alma
Buy now, pay later
Sunbit
Buy now, pay later
Payment on invoice
Buy now, pay later
Limited availability
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Vouchers and cash
Cash-based and voucher methods for customers who finish payment away from checkout.
OXXO
Vouchers and cash
Konbini
Vouchers and cash
Boleto
Vouchers and cash
PayEasy
Vouchers and cash
PaySafeCard
Vouchers and cash
Fawry
Vouchers and cash
Multibanco
Vouchers and cash
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Crypto
Digital-currency rails for selected markets and use cases.
Stablecoins
Crypto
Limited availability
Plan your payment mix.
Choose the methods your customers use. We can clarify availability, account requirements, and setup for your business.