GLOSSARY
Embedded Finance
Embedding financial products (payments, cards, lending) inside non-financial apps.
Embedded finance integrates banking, payments, issuing, or lending into software platforms. Examples: platforms offering branded cards via an issuer, instant disbursements, or wallet balances.
Providers handle licensing, compliance (KYC/KYB, PCI DSS), and money movement. Platforms focus on UX and distribution while monetizing interchange, float, or lending.
Related
Related terms.
-
Acquirer
Bank or payment institution that signs merchants and routes their card transactions into the card networks.
-
Apple Pay
Mobile wallet by Apple that tokenizes cards for contactless and in-app payments.
-
Card Fraud
Unauthorized card use or theft of credentials to initiate transactions.
-
Card Network
Payment network (e.g., Visa/Mastercard) that sets rules and routes card transactions between issuers and acquirers.